Services + Solutions
TFRA
Tax Free Retirement Account
guaranteed
lifetime income
Worried about running out of money in retirement?
long term care
Are you prepared for unexpected medical costs in retirement?

TFRA
Tax Free Retirement Account
There’s another way to save for retirement that few people know. Let us show you.
- Tax-Free
- Liquid
- No Stock Market Risk
Healthier Money Education
Learn The Essential Keys To Managing Your Money
- PDF Workbooks
- Free Personalized Appointment
- Lifetime Access to New Classes Added
- Full-time Financial Support/Q&A

What Our Happy Clients Say About Us
Everything was scary! 2008 hit me hard, I was losing everything from my job, bankruptcy, my 401(k) and debt! What was I going to do? I was fortunate enough to find Pat. I’ve talked to a lot of financial guys but one thing that was different with Healthier Money was taking the time to explain things. I now have my 401(k) once again, I didn’t lose money but gained more. I mean, what else could you ask for?”
Bill Hunter
You just don’t talk to anyone about your finances, it’s very personal. We felt supported when talking to Pat and Brock. We are now more informed and educated with our retirement. It feels great knowing we are financially secure.
Lyda & Carlos Velez
We are confident knowing that we won't run out of money and can live comfortably because, Pat Moran, made this happen for us! Now, every morning I sit in bed and have coffee and read the paper.”
Dorris Wood
I can't believe how Pat held my hand throughout a very rough time financially! I really didn't know what I was going to do, but he literally held my hand, figured things out for me, and gave me a plan! I mean he even visited me in California (3) times to sort things out. No more worrying, no more wondering what I was going to do, Pat took that all away! I'm so at ease now and my life has never been better, thanks Pat!!
Elizabeth Jaques
We are confident knowing that we won't run out of money and can live comfortably because, Pat Moran, made this happen for us! Now, every morning I sit in bed and have coffee and read the paper.”
Dorris Wood
Take the first step
Schedule a call, ask a question, or just say hello